Resources

Licensed to Drive: 10 Lessons for Life Behind the Wheel

Teen drivers are statistically more likely to get into an accident than their older counterparts. The Insurance Institute for Highway Safety reports that the fatality rate per mile driven for 16-19 year-olds is nearly three times the rate for drivers ages 20 and older. The largest contributor to this statistic is driver inexperience, but distractions and a greater willingness to take risks also play a part.

Choosing a Safe Vehicle for Your Teen Driver

Getting a driver license is a big deal for any teen, but it’s also a milestone that can cause anxiety for parents. Driving is a symbol of independence and your child’s first step on the road to adulthood. You survived the first 16 years of parenting, now it’s time to teach your teenager how to drive safely.

Putting Your Teen Behind The Wheel

Teen drivers spend countless hours dreaming of owning their first car. A fast sports car conjures exciting images, while an SUV has ample room for all of their friends—and both vehicles have one thing in common: Neither is a good choice for teens.

10 Safest and Most Affordable Vehicles to Insure for Teens

As parents, you don’t need to break the bank when it comes to selecting the right vehicle to insure for your teen driver. Mercury’s research and development team examined 2016 model year vehicles that received a 5-Star Safety Rating from NHTSA and cost less than $25,000 (MSRP) to come up with a list of the 10 safest and most affordable vehicles to insure for teen drivers.

Graduated Driver’s Licenses Help Save Teen Lives

Young drivers are typically the most inexperienced on the road. They don’t have enough time behind the wheel, which can lead to risky behavior that leaves them more susceptible to being involved in a collision. Graduated driver’s licenses are designed to set driving limitations to help counter the risk brought on by inexperience.

Prevent Texting While Driving with Technology

Today, distracted driving kills more people than drinking and driving, and research has shown that drivers under the age of 25 are more likely to use cell phones while driving.

Student & Young Driver Discounts

Premiums for young drivers can be expensive because insurers look for responsible driving behavior and lifestyle factors when factoring rate discounts. Lack of experience behind the wheel and statistical data are the primary factors that determine insurance premiums for teen drivers.

Tips for Parents Who Are Teaching Teens to Drive

Waiting to drive may help teens save money, but it also lessens the requirements for supervised driving hours. As anyone who’s sat in the driver’s seat for the first time knows, it can be an exhilarating and terrifying experience. Here are ways parents can help their children transition from passengers to drivers.

What First-Time Snow Drivers Need to Know

Driving can be quite a challenge for even the most seasoned drivers when snow and ice are involved. It’s hard enough dealing with congested traffic and inexperienced drivers. But trying to sort through all of that out in the snow and ice can be downright overwhelming.